Tag: Financial Peace
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Money Management is more about Behavior
Money management is less about math and more about behavior. I was reminded of this while in conversation with a young adult in their 20s. This person was expressing they have a hard time saying, “no” to their friends. Yes, we can feel a bit left out if we don’t go along with what our…
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Not Easy, But Worth It!
Achieving financial goals requires effort and attention. It requires self-discipline. We live in a culture that wants everything easy and we want it now! Those who have achieved financial milestones have done so with great effort! They reaped what the sowed; they got out of it what they put into it. As humans, we do…
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The Greatest Enemies of Your Money
Let’s face it, managing our money can feel like a struggle. We can start to feel like we’re losing and that winning with money just isn’t in the cards for us. Do not despair! The truth is that money isn’t the enemy at all. Money isn’t the real problem; it’s just a tool. May I…
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Discipline and Your Money
“Discipline is choosing between what you want now and what you want most.” -Abraham Lincoln What do you want? This question certainly needs a context for us to answer. What I want right now and what I want most in life are two separate things. What I want right now is probably impulsive like some…
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STOP Paying Someone Else and Pay Yourself – BUY!
To rent or to buy? So many opinions all over the place! I’ve been a landlord and I’m a homeowner as well. I rented in my younger years and homeownership by far outweighs renting! When you rent you’re giving your hard earned money away to someone else and you’re making them richer. When you buy…
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Coffee and Your Money
I love coffee! Our culture loves coffee so much we have coffee shops that have erected to give us what feels like endless choices of coffees. They have inviting atmospheres and even give us a sense of community and connectedness as it’s common to meet up for coffee. From expressos to frozen sweet dessert like…
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Slave to the Lender
Debt felt like a noose around my neck. I had just graduated seminary and for a time I lived on a credit card. Ends didn’t meet. I went out with friends and put it on my card thinking it was ok. I’ll pay it off later when I graduate and have a full time job. …